SME Credit Management Team Lead

• Manage, monitor and review (as require) the assigned SME portfolio
• Plan, strategize and execute all operational of the team including but not limited to staff productivity, credit quality in compliance with the requirements in credit policy.
• Ensure compliance in internal credit policy and procedures, statutory guidelines (BNM/GP guidelines, Basel requirements) and principles of lending.

• Covenant tracking, annual review on accounts in compliance with the requirements in credit policy.
• Ensure credit quality stands up to approving authority expectations and manage loan quality to ensure minimal credit losses for the bank.

• Guide and coach a team with mixed seniority and experiences for competency, skillset development and succession planning.
• Identify skill gap and provide action plan to develop, attract and retain talented staff.

• Bachelor Degree in Finance/Accountancy/Economic or related field with strong credit knowledge.
• At least 5 years of working experience in credit review/analysis and or credit sales/appraisal/approval functions, covering business loan lending in CAPEX and Working Capital.
• Strong skillset and sound knowledge in Credit risk assessment, Financial analysis, Risk management, Credit products, and Credit policy, procedures and regulatory requirements.
• Good interpersonal skills, inquisitive with strong analytical skills.
• Proficient in report writing and communication skills.

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